News
Resources
Mortgage Solutions
Fannie and Freddy Mac
Mortgage Loan Process
Escrow Process
Gift Money
Credit Score
Financing a Home
Credit Bureaus
Benefits of an FHA Home Purchase Loan
An FHA home purchase loan is a federally insured mortgage, issued by a lender that was approved by the Federal Housing Administration. These loans assist people with a low to moderate income, so they can acquire home loans with smaller deposits, often despite their...
Mortgage Rates Predictions: 4th Quarter of 2020
Mortgage rates, though seemingly small in scale, pack quite the punch and they are vital when it comes to financing a big expenditure like buying a house. When hundreds of thousands of dollars are in the mix, those pesky percentages can add up to incredible amounts of...
Impact of COVID on Getting a Home Loan
Because of the current pandemic, many people are finding themselves financially impacted. Almost all industries are affected to some degree, including real estate. In this particular industry, landlords are experiencing losses. This is because tenants are backing out...
What You Need to Refinance Your Home
One way to save money on your mortgage is by refinancing, and the good news is it may be easier than you think. Refinancing your home allows you to lower the interest rate on your mortgage. This results in lower payments, saving you a substantial amount of money in...
How to Get a Mortgage During COVID-19
This is a painful time in our country. For many of us, isolation is taking a mental and emotional toll. And to top it off, millions of people are out of work, unlike anything we’ve seen since the Great Depression. Understandably, mortgage rates have dropped to a...
Refinancing Your Bay Area Home
If you're looking to reduce your monthly mortgage payments, now is the perfect time to consider refinancing your home. Mortgage rates can fluctuate over time, and you can end up saving thousands of dollars by refinancing. Here's what you need to know about refinancing...
When Should I Refinance My Home Mortgage?
Are you thinking about refinancing your mortgage, but aren't sure if it's right for your situation? For many people, refinancing a mortgage is a smart move. In fact, it's estimated that around 7.8 million homeowners could cut down on their mortgage payments with...
How to Save for a Down Payment
Are you looking to buy a house, but struggling to come up with the money for a down payment? Read on to discover how to save for a down payment... While many people think you need to save 20 percent for your down payment, the truth is, you need to save much less. In...
Reasons Why a Mortgage is Denied
Understanding the most common reasons a mortgage is denied can help you avoid them. Even if a buyer is pre-approved for a mortgage prior to house hunting, it’s not a guarantee the funds will be there when they find their dream home. Many real estate deals fall through...
Should you Buy or Rent a Home?
Is it better to buy or rent a home? Owning your own house has long been considered part of the American dream, and with the continued rise in California’s rental market, this might be the perfect time to invest in your future, and become a homeowner. The Rising Cost...
Smart Home Technology
Technology is everywhere we look. From our home computers to our smartphones, we are obsessed with technology. Now, our homes are getting the "intelligence" upgrade with smart home technology. The following list of different ways we are seeing this implements: Smart...
Home Loan for Vets
Our veterans help guarantee all the freedoms and benefits we have in this country. In return, Congress initiated the home loan for vets, VA home loan, program around the time of World War II. Millions of veterans are eligible and can benefit from the following...