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How to Spot a Good Mortgage Broker Near Me
Finding a good local mortgage broker is one of the best financial decisions you can make in your life. It can help you to get the best deal on a mortgage rate and can help to ensure that the process of obtaining a home loan is as easy and smooth as possible. There are...
How to Get the Best Mortgage Rate
When it comes to getting a mortgage, it pays off to pay less. Because you’ll be paying your mortgage every month for a duration of time that could span decades, a low rate is key. Luckily, there are things you can do to ensure that you get the best rate possible when...
Impact of Proposition 19 On the Real Estate Market
Are you curious about mortgages for Proposition 19? California voters passed a new proposition last year that was meant to give the real estate market a boost, but many people are confused about what the law means for them. If you’re hoping to buy a home this year,...
What are the Reverse Mortgage Rules?
Are you wondering if a reverse mortgage is an option for you? There are a variety of reasons why people decide to take advantage of their home equity. It can be the right choice if you need cash but don't want to sell your home. Let's review the reverse mortgage rules...
4 Reasons Spring is the Perfect Time to Refinance
Homeowners, if you're thinking about refinancing your mortgage this year, spring is a great time to get the ball rolling. If you've been considering a Danville home refinance for awhile, we know it can seem a little overwhelming. But you may be missing out on...
Why Are People Moving to Alamo, CA?
When it comes to living in Alamo, California, Karen Douglas from the Mortgage Genie is a rich source of information for anyone considering a move to the East Bay. Not only is she the local go-to expert when it comes to all the area has to offer, but she can also help...
Don’t Fall For These Home Mortgage Scams
Whether you're already a homeowner, or in need of a home mortgage, there are some common scams you should be aware of. With so much on the line, it's essential to be mindful. Otherwise, you could find yourself with some pricey regrets and hard-earned experience. Here...
When to Refinance Your Home Mortgage
As mortgage rates fall, homeowners begin to wonder if now is possibly a good time to refinance. Have you been Googling: refinance home mortgage? You're definitely not the only one. But how do you know if refinancing your loan is a good idea? Let's review some key...
What to Expect in Reverse Mortgage Rates?
A reverse mortgage is just what it sounds like, the exact opposite of a standard mortgage. Instead of the homeowner making payments to the lender, it's the lender who pays the homeowner. This is something homeowners who are 62 or older may be able to qualify for in...
Benefits of an FHA Home Purchase Loan
An FHA home purchase loan is a federally insured mortgage, issued by a lender that was approved by the Federal Housing Administration. These loans assist people with a low to moderate income, so they can acquire home loans with smaller deposits, often despite their...
Mortgage Rates Predictions: 4th Quarter of 2020
Mortgage rates, though seemingly small in scale, pack quite the punch and they are vital when it comes to financing a big expenditure like buying a house. When hundreds of thousands of dollars are in the mix, those pesky percentages can add up to incredible amounts of...
Impact of COVID on Getting a Home Loan
Because of the current pandemic, many people are finding themselves financially impacted. Almost all industries are affected to some degree, including real estate. In this particular industry, landlords are experiencing losses. This is because tenants are backing out...