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What You Will Need to Provide to get Your Bay Area Mortgage Application Started
When you are getting to purchase a Bay Area home or just refinance your Danville home there are certain items that you will be asked to provide your loan officer with in order to get your loan application started. If you start gathering these items before you meet...
Video Blog: The Mortgage Genie 10% Down Program
Did you know you could get into a house for 10% down? Find out how! The following rate scenario is based on a 10/1 ARM mortgage and an interest rate of 4.125% and an APR of 4.250% as of 4/25/17. 10/1 ARM fixed for 10 years and will adjust accordingly. Heloc rate of...
Video Blog: The Mortgage Genie – Debt Consolidation
What is debt consolidation? is it right for you?
Video Blog: The Mortgage Genie Natural Cure for a Headache
Got a headache? Try this trick to get rid of it naturally!
Renovate Your Bay Area Home Vs Move To a Bigger Bay Area Home
Making the decision on whether to renovate or to sell is one that shouldn’t be taken lightly. There are so many things to take into consideration to decide what the right option for you is. Before you start taking down walls and turning your home into a construction...
Video Blog: The Mortgage Genie Explains the Market & Interest Rates
What are interest rates? How do they get affected by the market? Click play to find out!
Video Blog: Friday Camping Fun with the Mortgage Genie
Thinking about taking the family camping this summer? Then hit play!
How to Buy a Home
Buying a Bay Area home seems out of reach so many Millennials, or so they think. Many are used to hearing that you need 20 % down in order to buy a home and with the rising rent rates in the Bay Area it is nearly impossible to save 20% to buy that Danville home. This...
Video Blog: Converted In-House Units and Applying for a Mortgage
Can you use a converted in-house unit for rent in applying for a mortgage? Karen Douglas breaks it down.
Video Blog: The Mortgage Genie’s Diner Recommendation- Dana’s
Need a new date night spot? Check out Dana's in Danville, CA!
Home Insurance: What You Need to Know
Your close of escrow date is in sight for your new San Ramon home! You have already picked the furniture out for every room in your Bay Area home when-BOOM! You are asked for your homeowner insurance policy. Homeowners insurance? Why do I need home owners insurance on...
Video Blog: What is an HOA? The Mortgage Genie Explains.
What is an HOA? What do they do?