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Why Are People Moving to Alamo, CA?
When it comes to living in Alamo, California, Karen Douglas from the Mortgage Genie is a rich source of information for anyone considering a move to the East Bay. Not only is she the local go-to expert when it comes to all the area has to offer, but she can also help...
Don’t Fall For These Home Mortgage Scams
Whether you're already a homeowner, or in need of a home mortgage, there are some common scams you should be aware of. With so much on the line, it's essential to be mindful. Otherwise, you could find yourself with some pricey regrets and hard-earned experience. Here...
When to Refinance Your Home Mortgage
As mortgage rates fall, homeowners begin to wonder if now is possibly a good time to refinance. Have you been Googling: refinance home mortgage? You're definitely not the only one. But how do you know if refinancing your loan is a good idea? Let's review some key...
What to Expect in Reverse Mortgage Rates?
A reverse mortgage is just what it sounds like, the exact opposite of a standard mortgage. Instead of the homeowner making payments to the lender, it's the lender who pays the homeowner. This is something homeowners who are 62 or older may be able to qualify for in...
Benefits of an FHA Home Purchase Loan
An FHA home purchase loan is a federally insured mortgage, issued by a lender that was approved by the Federal Housing Administration. These loans assist people with a low to moderate income, so they can acquire home loans with smaller deposits, often despite their...
Mortgage Rates Predictions: 4th Quarter of 2020
Mortgage rates, though seemingly small in scale, pack quite the punch and they are vital when it comes to financing a big expenditure like buying a house. When hundreds of thousands of dollars are in the mix, those pesky percentages can add up to incredible amounts of...
Impact of COVID on Getting a Home Loan
Because of the current pandemic, many people are finding themselves financially impacted. Almost all industries are affected to some degree, including real estate. In this particular industry, landlords are experiencing losses. This is because tenants are backing out...
What You Need to Refinance Your Home
One way to save money on your mortgage is by refinancing, and the good news is it may be easier than you think. Refinancing your home allows you to lower the interest rate on your mortgage. This results in lower payments, saving you a substantial amount of money in...
How to Get a Mortgage During COVID-19
This is a painful time in our country. For many of us, isolation is taking a mental and emotional toll. And to top it off, millions of people are out of work, unlike anything we’ve seen since the Great Depression. Understandably, mortgage rates have dropped to a...
Refinancing Your Bay Area Home
If you're looking to reduce your monthly mortgage payments, now is the perfect time to consider refinancing your home. Mortgage rates can fluctuate over time, and you can end up saving thousands of dollars by refinancing. Here's what you need to know about refinancing...
When Should I Refinance My Home Mortgage?
Are you thinking about refinancing your mortgage, but aren't sure if it's right for your situation? For many people, refinancing a mortgage is a smart move. In fact, it's estimated that around 7.8 million homeowners could cut down on their mortgage payments with...
How to Save for a Down Payment
Are you looking to buy a house, but struggling to come up with the money for a down payment? Read on to discover how to save for a down payment... While many people think you need to save 20 percent for your down payment, the truth is, you need to save much less. In...