News
Resources
Mortgage Solutions
Fannie and Freddy Mac
Mortgage Loan Process
Escrow Process
Gift Money
Credit Score
Financing a Home
Credit Bureaus
What is a Mortgage?
You may be considering home buying and wondering "what is a mortgage?" If you’re looking to buy a home soon, it's time to find out. You’ll either need to have the full amount to pay for a home or borrow money and pay a mortgage each month. Most homebuyers don’t have...
Fixed or Variable Rate Mortgage?
There’s a lot to know when getting a mortgage for your home. Besides getting approved by a lender, you’ll need to decide if you’d rather have a fixed rate or variable rate mortgage. There are several factors to consider when deciding which one is best for you. Here’s...
The Keys to a Fast Mortgage Loan Closing
The mortgage industry has undergone several changes over the years. The two biggest changes are the increased length of time and amount of paperwork required to close a transaction. While the process can be lengthy and at times, the core items required to close a...
Who Should Consider Using a Reverse Home Mortgage?
Reverse home mortgages have increased in popularity over the years. Introduced in 1989, a reverse mortgage is a unique type of home equity that provides lifetime tax-free income to people aged 62 or older. With reverse home mortgages, senior homeowners that have large...
Home Buying During the Holidays
Most people don’t think of the holiday season as a great time to buy a home. But there are actually a number of benefits you can get from holiday home buying this December. Fewer Home Shoppers Looking Since most home buyers take this time off to focus on other things,...
Bay Area Real Estate Market History
The real estate market is always shifting. One minute you see a sudden surge of prices and mortgages and the rates seem to plummet within a week. However, despite these fluctuations, the real estate market continues to grow. The housing market has gone up by more than...
Autumn Flowering Bulbs for Indoor Beauty
The fall season reminds us of lots of plants- evergreen trees, boxwood wreaths, christmas cactuses, poinsettias. These plants are lovely, and have their charms. But autumn flowering bulbs are enchanting for so many reasons! Indoor bulbs are technically being “forced”,...
What Should You Upgrade?
So you have some money set aside and want to upgrade an area of your home. What should you start with? This all depends on the amount of money at your disposal and what key areas of your home need repair. If you have enough, and if the area looks dated, your kitchen...
Does Color Matter in Your Home?
Does color matter? Of course you know that how you decorate your home affects how you feel in it. But you may not realize how much power your color choices have. It’s been well established that colors affect the human experience. This means that no matter how much you...
Bay Area Real Estate Shift – October 2018
After several years of a smoking hot real estate market, the Bay Area housing market is starting to take a turn. No, we are not in a bubble. Prices are not going to plummet. Inventory has increased along with rising interest rates, and buyers are becoming...
Financing For Tiny Homes
Of all the hurdles of going tiny, financing might be the biggest. What Are Tiny Homes? Tiny houses, also known as tiny homes, come in many varieties. There is no one agreed-upon definition of tiny houses, but they are generally much smaller than a studio apartment,...
Why Buy A Home At All?
There will be a time in every renter's life when buying a home seems more appealing than renting. Should you buy or should you continue renting? Why buy? When you rent, your money doesn't entitle you to enduring ownership of anything. Let's assume, for the sake of...