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Your Complete Mortgage Glossary
Looking to buy a home and wondering what all this crazy lingo is about? Here's the scoop on what these words and acronyms are trying to convey in our Complete Mortgage Glossary: (You might want to bookmark this page.) Adjustable Rate Mortgages or “ARMs”: These are...
Home Buyers’ Most Wanted Features
If you’re home shopping, you’ll undoubtedly have a few features in mind that you’re hoping to find. How else would you identify the home of your dreams than by knowing what characteristics it would have? Of course, you’ll want the best mortgage financing possible....
Lаtе Ѕummеr Yаrd Саrе Tо Gеt Rеаdу Fоr Fall
Mаnу homeowners think they nееd less summer yard care іn the fаll bесаuѕе the grass is growing mоrе slowly. Summer is fading into fаll and winter іѕ just around the corner, right?. Actually, nоw іѕ the perfect tіmе tо tаkе саrе of уоur property nееdѕ before the соld...
Key Home Maintenance Not to Forget
You are a new homeowner! Now you have not only a place to call your own but new responsibilities that you may not have realized. To ensure you avoid costly repairs and stay on top of your home maintenance, follow these six key pieces of advice. Carbon Monoxide...
Bay Area Home Final Walk-Thru Checklist
You have gotten your contract accepted, inspections completed, and loan approved. You are almost at the finish line and need to complete your final walk-thru. It is important to create a checklist of items that you want to check before signing off on the home. Here...
Defining Your Bay Area Home Style
Deciding on your new homes décor is as big a task as choosing the Bay Area home itself. When you move into a new home you want to create a space that reflects you and your personal style. Don’t know your personal style? Well, luckily for you there are a plethora of...
Key Things to Know as a First-Time Homebuyer
Buying your first home is one of the most exciting times of your life. Make sure that as a first-time home buyer in the Bay Area you've done your research and are fully prepared when making this large financial transactions. Here are some things to keep in mind...
Supplemental Tax Bill vs. Secured Tax Bill (& Does My Tax Impound Account Cover Both?)
Supplemental assessments reflect any increase or decrease in assessed value due to a change in ownership or completed new construction. These values become effective as of the first day of the month following the change in ownership date, or the new...
Interest Paid on Home Equity Loans is still Deductible under New Tax Plan
The country’s new tax laws, ushered in by President Donald Trump and his Republican counterparts late last year, will bring many changes to the mortgage industry. Namely, the Tax Cuts and Jobs Act reduces the available mortgage interest deduction from $1...
What is a Mortgage Credit Certificate (MCC)?
Mortgage Credit Certificate Program for first time homebuyers survives the new tax reform! A Mortgage Credit Certificate gives qualified home buyers a dollar for dollar tax credit for part of the mortgage interest paid each year. It directly reduces a homeowner’s...
Veteran’s Administration Loans
Why you should take advantage of your Veteran status for a home mortgage loan. The single biggest barrier to a young couple or any potential buyer for that matter, when buying their first home is saving up for a down payment. With conventional loans, home buyers can...
Monthly Housing Analysis for the City of Danville, CA
The Median Home Price for a single family residence in Danville in December 2016 was $1,213,000. That Median Home Price rose in November 2017 to $1,350,000. But the price declined in December 2017 to $1,322,500. The price per square foot in December 2016 was...