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What is a Mortgage Credit Certificate (MCC)?

What is a Mortgage Credit Certificate (MCC)?

Mortgage Credit Certificate Program for  first time homebuyers survives the new tax reform! A Mortgage Credit Certificate gives qualified home buyers a dollar for dollar tax credit for part of the mortgage interest paid each year.  It directly reduces a homeowner’s...

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Veteran’s Administration Loans

Veteran’s Administration Loans

Why you should take advantage of your Veteran status for a home mortgage loan. The single biggest barrier to a young couple or any potential buyer for that matter, when buying their first home is saving up for a down payment. With conventional loans, home buyers can...

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Home Mortgage Solutions for Teachers

As Bay Area home prices keep going up, home ownership is becoming harder and harder to attain for many of our teachers. They don't know how to buy a home with no way to save for the down payment needed. A new program by Landed.com is offering a unique solutions for...

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10 Easy Ways To Instantly Update Your Home

10 Easy Ways To Instantly Update Your Home

People want to update the feel of their home but not invest a lot of time and money to do so. Sometimes you also need those updates to happen right away (such as when you will soon be hosting guests) and can't wait through major renovations. Here are ten easy ways you...

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Jumbo Mortgage Loans

In the Bay Area, many of us hear the term, "Jumbo Loan" due to the high cost of buying a home. However, most individuals and families do not understand what this term means. In the US, there are two main entities (Freddie Mac and Fannie Mae) that provide mortgage...

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Danville and San Ramon Retail Changes

Danville and San Ramon Retail Changes

  This will be the year for some substantial changes within the Danville and San Ramon retail landscape.  Each city is going through some seismic adjustment to their retail scene. First, San Ramon is anticipating opening its major shopping center, City Center in...

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Special Programs for Teachers

Special Programs for Teachers

Civil servants like police officers, firefighters, and teachers often struggle to become homeowners as housing prices in the Bay Area have skyrocketed over the past several years. They can struggle with both having enough income to afford a home along with finding the...

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What is a Mortgage APR?

What is a Mortgage APR?

As a home buyer, you're likely going to obtain a home mortgage.  Many of us look at the interest rates for a mortgage and compare them to find the lowest cost mortgage.  However, mortgage interest rates do not take into account the entire cost of a home loan.  When...

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Find Your Down Payment

Most people looking to find a home struggle with figuring out the down payment. You have a couple options. First, if you are moving into a home within the limits of a FHA Loan then you could manage to purchase a home for only 3% down. Second, if you are Veteran, there...

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