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Danville Oak Tree Lighting 2017
Danville Oak Tree Lighting for Christmas and the Holidays on November 24, 2017.
Thanksgiving Weekend 2017
This weekend is America’s original holiday, Thanksgiving. This is an opportunity for being thankful, spending time with family, and shopping. If you love getting a deal then Black Friday is the day for you! One great way to find the deals this Black Friday is at...
Conforming Vs. Jumbo Home Loans: What’s The Difference?
When shopping for home loans, you may be overwhelmed at the prospect of finding the right fit for you. There are a number of different types of loans, with different limits, terms, rates and lending guidelines. Here we look at two of the most popular loan types, the...
California FHA Loans
What is a FHA Loan? An FHA loan is a home loan that is insured by the Federal Housing Administration. That means the bank's loans are guaranteed, so if you don’t pay the bank will still get paid. Banks more willing to give out these loans than ones with out FHA...
Why Choose A Mortgage Broker Over a Bank?
If you're looking to finance a new home, you may find the process rather confusing. One of the first decisions to make is where you'll get the financing. There are many different avenues for seeking financing. The person dedicated to helping you weigh your choices and...
Karen’s Weekend Picks: 11/10-11/12
I hope everyone had a great week and is looking forward to the weekend! This will likely be the last calm weekend for many of us before the craziness of the holidays takes over. I usually recommend taking things easy and maybe doing a hike. It is another National...
Which type of flooring-hardwood or carpet?
Homeowners are always asking me should I put carpet or hardwood in my home. While this comes down to personal preference, a few other factors that should consider are the following. Hardwood is generally longer lasting as it can be refinished several times. In...
What Do Buyers and Sellers Pay in Closing Costs?
Buyers and sellers should be prepared to show up to the closing of a home sale knowing what their costs of sale will be. Based upon the mortgage loan amount of the purchase and sale price, a Bay Area mortgage broker will be able to estimate closing costs on...
Karen’s Weekend Picks: 11/3-5/2017
While I will give you a couple of weekend ideas, I want to first remind you that Daylight Savings is ending this weekend so please put your clocks back by 1 hour on Sunday morning! Do you bank with Bank of America? This is free museum weekend for Bank of America...
More Commonly Sought Features in a Home
Your kids have left and it’s now just the two of you. In order to get greater financial gain out of selling your home, you need to consider the current real estate market in the Bay Area. If the market is down, you may want to hold off on selling because you won’t be...
5 Reasons Why Your Credit Score is Lower Than You Expected
Having a low credit score can block you from getting the home loan you want, as well as accessing many other financial resources such as car loans, business loans, and insurance. So, if your credit score is lower than you expected it can come as a rude shock....
Commonly Sought Features in a Home
What are the most common features that you should look for when buying a home? The issues can be narrowed down to three things: Convenience, Schools, and Safety. Homeowners want to be able to walk to their favorite restaurant and stores. They want to have a home...