With the large influx of rain that the Bay Area has been getting in the last few months it is important to spruce up your knowledge on flood insurance policies before it is too late. Just because you may not live in a hurricane prone town that doesn’t mean that you...What is home owners insurance? Is it actually required? Karen Douglas breaks it down for this weeks mortgage minute!Investing in a safe for your Bay Area home can be one of the smartest things you do not only to protect you from a robbery but to also save all the important documents in case of a natural disaster in your Blackhawk home. One reason that East Bay homeowners should...When it comes to a Bay Area refinance or Bay Area home purchase you have the option to setup an impound account. Many of you may not actually know what an impound account is so I have created a video to help explain!