News

Resources

Mortgage Solutions

Fannie and Freddy Mac

Mortgage Loan Process

Escrow Process

Gift Money

Credit Score

Financing a Home

Credit Bureaus

What to Expect in Reverse Mortgage Rates?

What to Expect in Reverse Mortgage Rates?

A reverse mortgage is just what it sounds like, the exact opposite of a standard mortgage. Instead of the homeowner making payments to the lender, it's the lender who pays the homeowner. This is something homeowners who are 62 or older may be able to qualify for in...

read more
Benefits of an FHA Home Purchase Loan

Benefits of an FHA Home Purchase Loan

An FHA home purchase loan is a federally insured mortgage, issued by a lender that was approved by the Federal Housing Administration. These loans assist people with a low to moderate income, so they can acquire home loans with smaller deposits, often despite their...

read more
Impact of COVID on Getting a Home Loan

Impact of COVID on Getting a Home Loan

Because of the current pandemic, many people are finding themselves financially impacted. Almost all industries are affected to some degree, including real estate. In this particular industry, landlords are experiencing losses. This is because tenants are backing out...

read more
What You Need to Refinance Your Home

What You Need to Refinance Your Home

One way to save money on your mortgage is by refinancing, and the good news is it may be easier than you think. Refinancing your home allows you to lower the interest rate on your mortgage. This results in lower payments, saving you a substantial amount of money in...

read more
How to Get a Mortgage During COVID-19

How to Get a Mortgage During COVID-19

This is a painful time in our country. For many of us, isolation is taking a mental and emotional toll. And to top it off, millions of people are out of work, unlike anything we’ve seen since the Great Depression. Understandably, mortgage rates have dropped to a...

read more
Refinancing Your Bay Area Home

Refinancing Your Bay Area Home

If you're looking to reduce your monthly mortgage payments, now is the perfect time to consider refinancing your home. Mortgage rates can fluctuate over time, and you can end up saving thousands of dollars by refinancing. Here's what you need to know about refinancing...

read more
When Should I Refinance My Home Mortgage?

When Should I Refinance My Home Mortgage?

Are you thinking about refinancing your mortgage, but aren't sure if it's right for your situation? For many people, refinancing a mortgage is a smart move. In fact, it's estimated that around 7.8 million homeowners could cut down on their mortgage payments with...

read more
How to Save for a Down Payment

How to Save for a Down Payment

Are you looking to buy a house, but struggling to come up with the money for a down payment? Read on to discover how to save for a down payment... While many people think you need to save 20 percent for your down payment, the truth is, you need to save much less. In...

read more
Reasons Why a Mortgage is Denied

Reasons Why a Mortgage is Denied

Understanding the most common reasons a mortgage is denied can help you avoid them. Even if a buyer is pre-approved for a mortgage prior to house hunting, it’s not a guarantee the funds will be there when they find their dream home. Many real estate deals fall through...

read more
Should you Buy or Rent a Home?

Should you Buy or Rent a Home?

Is it better to buy or rent a home? Owning your own house has long been considered part of the American dream, and with the continued rise in California’s rental market, this might be the perfect time to invest in your future, and become a homeowner. The Rising Cost...

read more

Smart Home Technology

Technology is everywhere we look. From our home computers to our smartphones, we are obsessed with technology. Now, our homes are getting the "intelligence" upgrade with smart home technology. The following list of different ways we are seeing this implements: Smart...

read more