by karendouglas | May 9, 2019 | Mortgage Loans
Most of us know that interest rate and annual percentage rate (APR) are different from each other, but many people aren’t entirely clear on the difference. In order to clarify the difference between interest rate and APR, let’s talk about how they work....
by karendouglas | Apr 5, 2019 | Buying a Home, Mortgage Loans
Owning a home is the American Dream. And there are many benefits to owning a home! If you plan on buying a house, you undoubtably wonder how much money you’ll need to make your dreams come true. The truth is there isn’t a standard number indicating how much you should...
by karendouglas | Jan 10, 2019 | Mortgage Loans
There’s a lot to know when getting a mortgage for your home. Besides getting approved by a lender, you’ll need to decide if you’d rather have a fixed rate or variable rate mortgage. There are several factors to consider when deciding which one is best for you. Here’s...
by karendouglas | Dec 22, 2018 | Mortgage Loans
The mortgage industry has undergone several changes over the years. The two biggest changes are the increased length of time and amount of paperwork required to close a transaction. While the process can be lengthy and at times, the core items required to close a...
