by karendouglas | Jan 23, 2019 | Uncategorized
You may be considering home buying and wondering “what is a mortgage?” If you’re looking to buy a home soon, it’s time to find out. You’ll either need to have the full amount to pay for a home or borrow money and pay a mortgage each month. Most...
by karendouglas | Nov 22, 2018 | Uncategorized
Most people don’t think of the holiday season as a great time to buy a home. But there are actually a number of benefits you can get from holiday home buying this December. Fewer Home Shoppers Looking Since most home buyers take this time off to focus on other things,...
by karendouglas | Jun 22, 2018 | Uncategorized
You have gotten your contract accepted, inspections completed, and loan approved. You are almost at the finish line and need to complete your final walk-thru. It is important to create a checklist of items that you want to check before signing off on the home. Here...
by karendouglas | Jan 10, 2018 | Uncategorized
The Mystery of Mortgage Rates Mortgage interest rates are a big mystery to most people. Putting aside the obvious influence of your credit score, what drives the baseline mortgage rates up or down? In order to understand this,you need to know what Mortgage Backed...
by karendouglas | Nov 28, 2017 | Home Projects, Housing Predictions, Uncategorized
There are many reasons you may be considering refinancing a home loan. Refinancing may allow you to get a lower interest rate, shorten the term of your mortgage, switch between an adjustable-rate mortgage or a fixed-rate mortgage, use your home’s equity...
by karendouglas | Oct 28, 2017 | Uncategorized
Having a low credit score can block you from getting the home loan you want, as well as accessing many other financial resources such as car loans, business loans, and insurance. So, if your credit score is lower than you expected it can come as a rude shock....
