As Bay Area home prices keep going up, home ownership is becoming harder and harder to attain for many of our teachers. They don’t know how to buy a home with no way to save for the down payment needed. A new program by is offering a unique solutions for our dedicated educators. They are offering to provide teachers with 50% of their downpayment in exchange for sharing in 25% of the appreciation of the home you buy. This can make a dramatic difference in the timeframe needed to buy a home along with potentially lowering your monthly homeownership costs. If you have questions, feel free to ask me. I’m Karen, your Mortgage Genie, helping you find the home of your dreams.