by karendouglas | Sep 15, 2018 | Buying a Home
There will be a time in every renter’s life when buying a home seems more appealing than renting. Should you buy or should you continue renting? Why buy? When you rent, your money doesn’t entitle you to enduring ownership of anything. Let’s assume,...
by karendouglas | Jan 28, 2018 | Buying a Home
In the Bay Area, many of us hear the term, “Jumbo Loan” due to the high cost of buying a home. However, most individuals and families do not understand what this term means. In the US, there are two main entities (Freddie Mac and Fannie Mae) that provide...
by karendouglas | Jan 20, 2018 | Buying a Home
Civil servants like police officers, firefighters, and teachers often struggle to become homeowners as housing prices in the Bay Area have skyrocketed over the past several years. They can struggle with both having enough income to afford a home along with finding the...
by karendouglas | Jan 18, 2018 | Buying a Home
As a home buyer, you’re likely going to obtain a home mortgage. Many of us look at the interest rates for a mortgage and compare them to find the lowest cost mortgage. However, mortgage interest rates do not take into account the entire cost of a home loan. ...
by karendouglas | Dec 2, 2017 | Buying a Home, Video Diary
A common question people wonder is whether to use a broker or banker for their mortgage? As far as rates go, they are very comparable. It is commonly misjudged that brokers have higher rates but this is not accurate. Brokers do get a commission but their fees come out...
