by karendouglas | Dec 2, 2017 | Buying a Home, Video Diary
A common question people wonder is whether to use a broker or banker for their mortgage? As far as rates go, they are very comparable. It is commonly misjudged that brokers have higher rates but this is not accurate. Brokers do get a commission but their fees come out...
by karendouglas | Nov 21, 2017 | Buying a Home
When shopping for home loans, you may be overwhelmed at the prospect of finding the right fit for you. There are a number of different types of loans, with different limits, terms, rates and lending guidelines. Here we look at two of the most popular loan types, the...
by karendouglas | Nov 20, 2017 | Buying a Home
What is a FHA Loan? An FHA loan is a home loan that is insured by the Federal Housing Administration. That means the bank’s loans are guaranteed, so if you don’t pay the bank will still get paid. Banks more willing to give out these loans than ones with out FHA...
by karendouglas | Nov 14, 2017 | Buying a Home
If you’re looking to finance a new home, you may find the process rather confusing. One of the first decisions to make is where you’ll get the financing. There are many different avenues for seeking financing. The person dedicated to helping you weigh your...
by karendouglas | Oct 28, 2017 | Uncategorized
Having a low credit score can block you from getting the home loan you want, as well as accessing many other financial resources such as car loans, business loans, and insurance. So, if your credit score is lower than you expected it can come as a rude shock....