by karendouglas | Dec 2, 2017 | Buying a Home, Video Diary
A common question people wonder is whether to use a broker or banker for their mortgage? As far as rates go, they are very comparable. It is commonly misjudged that brokers have higher rates but this is not accurate. Brokers do get a commission but their fees come out...
by karendouglas | Nov 28, 2017 | Home Projects, Housing Predictions, Uncategorized
There are many reasons you may be considering refinancing a home loan. Refinancing may allow you to get a lower interest rate, shorten the term of your mortgage, switch between an adjustable-rate mortgage or a fixed-rate mortgage, use your home’s equity...
by karendouglas | Nov 21, 2017 | Buying a Home
When shopping for home loans, you may be overwhelmed at the prospect of finding the right fit for you. There are a number of different types of loans, with different limits, terms, rates and lending guidelines. Here we look at two of the most popular loan types, the...
by karendouglas | Nov 7, 2017 | Buying a Home, Selling a Home
Buyers and sellers should be prepared to show up to the closing of a home sale knowing what their costs of sale will be. Based upon the mortgage loan amount of the purchase and sale price, a Bay Area mortgage broker will be able to estimate closing costs on...
by karendouglas | Oct 28, 2017 | Uncategorized
Having a low credit score can block you from getting the home loan you want, as well as accessing many other financial resources such as car loans, business loans, and insurance. So, if your credit score is lower than you expected it can come as a rude shock....