Refinancing Your Bay Area Home

Refinancing Your Bay Area Home

If you’re looking to reduce your monthly mortgage payments, now is the perfect time to consider refinancing your home. Mortgage rates can fluctuate over time, and you can end up saving thousands of dollars by refinancing. Here’s what you need to know about...
When Should I Refinance My Home Mortgage?

When Should I Refinance My Home Mortgage?

Are you thinking about refinancing your mortgage, but aren’t sure if it’s right for your situation? For many people, refinancing a mortgage is a smart move. In fact, it’s estimated that around 7.8 million homeowners could cut down on their mortgage...
Fixed or Variable Rate Mortgage?

Fixed or Variable Rate Mortgage?

There’s a lot to know when getting a mortgage for your home. Besides getting approved by a lender, you’ll need to decide if you’d rather have a fixed rate or variable rate mortgage. There are several factors to consider when deciding which one is best for you. Here’s...
The Keys to a Fast Mortgage Loan Closing

The Keys to a Fast Mortgage Loan Closing

The mortgage industry has undergone several changes over the years. The two biggest changes are the increased length of time and amount of paperwork required to close a transaction. While the process can be lengthy and at times, the core items required to close a...
Your Complete Mortgage Glossary

Your Complete Mortgage Glossary

Looking to buy a home and wondering what all this crazy lingo is about? Here’s the scoop on what these words and acronyms are trying to convey in our Complete Mortgage Glossary: (You might want to bookmark this page.) Adjustable Rate Mortgages or “ARMs”: These...