What are interest rates? How do they get affected by the market? Click play to find out!Buying a Bay Area home seems out of reach so many Millennials, or so they think. Many are used to hearing that you need 20 % down in order to buy a home and with the rising rent rates in the Bay Area it is nearly impossible to save 20% to buy that Danville home. This...Can you use a converted in-house unit for rent in applying for a mortgage? Karen Douglas breaks it down.What is an HOA? What do they do?What are impound accounts? Are they the best option for you?Are you a first time home buyer? There are so many programs available for you that you might not be aware of!