Are you a first time home buyer? There are so many programs available for you that you might not be aware of!If you find yourself in the middle of a refinance or purchase and you can’t quite qualify there there is possible solution for you!Call me today to learn about how you can purchase a home with just 1% down!Offer accepted! After looking high and low you have finally found your Bay Area dream home. Now there are a few more steps before the keys are turned over to you and it is crucial that you pay attention and avoid doing the following: Do not buy a new car. For some...Here are a list of Do’s & Don’ts for when you are going through the mortgage application process!Karen Douglas is talking about buying down rates!