Did you know you could get into a house for 10% down? Find out how! The following rate scenario is based on a 10/1 ARM mortgage and an interest rate of 4.125% and an APR of 4.250% as of 4/25/17. 10/1 ARM fixed for 10 years and will adjust accordingly. Heloc rate of...What are interest rates? How do they get affected by the market? Click play to find out!Buying a Bay Area home seems out of reach so many Millennials, or so they think. Many are used to hearing that you need 20 % down in order to buy a home and with the rising rent rates in the Bay Area it is nearly impossible to save 20% to buy that Danville home. This...Can you use a converted in-house unit for rent in applying for a mortgage? Karen Douglas breaks it down.What is an HOA? What do they do?What are impound accounts? Are they the best option for you?