Key Things to Know as a First-Time Homebuyer

Key Things to Know as a First-Time Homebuyer

  Buying your first home is one of the most exciting times of your life. Make sure that as a first-time home buyer in the Bay Area you’ve done your research and are fully prepared when making this large financial transactions. Here are some things to keep...
What is a Mortgage Credit Certificate (MCC)?

What is a Mortgage Credit Certificate (MCC)?

Mortgage Credit Certificate Program for  first time homebuyers survives the new tax reform! A Mortgage Credit Certificate gives qualified home buyers a dollar for dollar tax credit for part of the mortgage interest paid each year.  It directly reduces a homeowner’s...
Veteran’s Administration Loans

Veteran’s Administration Loans

Why you should take advantage of your Veteran status for a home mortgage loan. The single biggest barrier to a young couple or any potential buyer for that matter, when buying their first home is saving up for a down payment. With conventional loans, home buyers can...

Home Mortgage Solutions for Teachers

As Bay Area home prices keep going up, home ownership is becoming harder and harder to attain for many of our teachers. They don’t know how to buy a home with no way to save for the down payment needed. A new program by Landed.com is offering a unique solutions...

Jumbo Mortgage Loans

In the Bay Area, many of us hear the term, “Jumbo Loan” due to the high cost of buying a home. However, most individuals and families do not understand what this term means. In the US, there are two main entities (Freddie Mac and Fannie Mae) that provide...