Your Complete Mortgage Glossary

Your Complete Mortgage Glossary

Looking to buy a home and wondering what all this crazy lingo is about? Here’s the scoop on what these words and acronyms are trying to convey in our Complete Mortgage Glossary: (You might want to bookmark this page.) Adjustable Rate Mortgages or “ARMs”: These...
Home Buyers’ Most Wanted Features

Home Buyers’ Most Wanted Features

If you’re home shopping, you’ll undoubtedly have a few features in mind that you’re hoping to find. How else would you identify the home of your dreams than by knowing what characteristics it would have? Of course, you’ll want the best mortgage financing possible....
Key Things to Know as a First-Time Homebuyer

Key Things to Know as a First-Time Homebuyer

  Buying your first home is one of the most exciting times of your life. Make sure that as a first-time home buyer in the Bay Area you’ve done your research and are fully prepared when making this large financial transactions. Here are some things to keep...
What is a Mortgage Credit Certificate (MCC)?

What is a Mortgage Credit Certificate (MCC)?

Mortgage Credit Certificate Program for  first time homebuyers survives the new tax reform! A Mortgage Credit Certificate gives qualified home buyers a dollar for dollar tax credit for part of the mortgage interest paid each year.  It directly reduces a homeowner’s...
Veteran’s Administration Loans

Veteran’s Administration Loans

Why you should take advantage of your Veteran status for a home mortgage loan. The single biggest barrier to a young couple or any potential buyer for that matter, when buying their first home is saving up for a down payment. With conventional loans, home buyers can...