by karendouglas | Dec 2, 2017 | Buying a Home, Video Diary
A common question people wonder is whether to use a broker or banker for their mortgage? As far as rates go, they are very comparable. It is commonly misjudged that brokers have higher rates but this is not accurate. Brokers do get a commission but their fees come out...
by karendouglas | Nov 21, 2017 | Buying a Home
When shopping for home loans, you may be overwhelmed at the prospect of finding the right fit for you. There are a number of different types of loans, with different limits, terms, rates and lending guidelines. Here we look at two of the most popular loan types, the...
by karendouglas | Nov 20, 2017 | Buying a Home
What is a FHA Loan? An FHA loan is a home loan that is insured by the Federal Housing Administration. That means the bank’s loans are guaranteed, so if you don’t pay the bank will still get paid. Banks more willing to give out these loans than ones with out FHA...
by karendouglas | Nov 14, 2017 | Buying a Home
If you’re looking to finance a new home, you may find the process rather confusing. One of the first decisions to make is where you’ll get the financing. There are many different avenues for seeking financing. The person dedicated to helping you weigh your...
by karendouglas | Nov 7, 2017 | Buying a Home, Selling a Home
Buyers and sellers should be prepared to show up to the closing of a home sale knowing what their costs of sale will be. Based upon the mortgage loan amount of the purchase and sale price, a Bay Area mortgage broker will be able to estimate closing costs on...
by karendouglas | Oct 30, 2017 | Buying a Home, Video Diary
Your kids have left and it’s now just the two of you. In order to get greater financial gain out of selling your home, you need to consider the current real estate market in the Bay Area. If the market is down, you may want to hold off on selling because you won’t be...
