by karendouglas | Dec 14, 2017 | Buying a Home
When you apply for a mortgage, it’s potentially one of the most important things you will ever do. Most people require a mortgage in order to finance a house. Because buying a home is one of the greatest investments you will make in your life, it’s important...
by karendouglas | Dec 7, 2017 | Buying a Home
The Bay Area is one of the hottest real estate markets in the country right now. With beautiful scenery, great lifestyle, potential for growth and fantastic opportunities for employment and education, it’s not hard to see why. This can make breaking into the Bay Area...
by karendouglas | Dec 2, 2017 | Buying a Home, Video Diary
While many people have bought homes over the past several years, a lot more families are still not finding the right home or are working out credit issues. A common question I get is how long interest rates are going to stay low. Many thought that rates would start...
by karendouglas | Dec 2, 2017 | Buying a Home, Video Diary
A common question people wonder is whether to use a broker or banker for their mortgage? As far as rates go, they are very comparable. It is commonly misjudged that brokers have higher rates but this is not accurate. Brokers do get a commission but their fees come out...
by karendouglas | Nov 21, 2017 | Buying a Home
When shopping for home loans, you may be overwhelmed at the prospect of finding the right fit for you. There are a number of different types of loans, with different limits, terms, rates and lending guidelines. Here we look at two of the most popular loan types, the...
by karendouglas | Nov 20, 2017 | Buying a Home
What is a FHA Loan? An FHA loan is a home loan that is insured by the Federal Housing Administration. That means the bank’s loans are guaranteed, so if you don’t pay the bank will still get paid. Banks more willing to give out these loans than ones with out FHA...
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