by karendouglas | Mar 9, 2018 | Buying a Home
Mortgage Credit Certificate Program for first time homebuyers survives the new tax reform! A Mortgage Credit Certificate gives qualified home buyers a dollar for dollar tax credit for part of the mortgage interest paid each year. It directly reduces a homeowner’s...
by karendouglas | Mar 2, 2018 | Buying a Home
Why you should take advantage of your Veteran status for a home mortgage loan. The single biggest barrier to a young couple or any potential buyer for that matter, when buying their first home is saving up for a down payment. With conventional loans, home buyers can...
by karendouglas | Feb 14, 2018 | Buying a Home
As Bay Area home prices keep going up, home ownership is becoming harder and harder to attain for many of our teachers. They don’t know how to buy a home with no way to save for the down payment needed. A new program by Landed.com is offering a unique solutions...
by karendouglas | Jan 28, 2018 | Buying a Home
In the Bay Area, many of us hear the term, “Jumbo Loan” due to the high cost of buying a home. However, most individuals and families do not understand what this term means. In the US, there are two main entities (Freddie Mac and Fannie Mae) that provide...
by karendouglas | Jan 20, 2018 | Buying a Home
Civil servants like police officers, firefighters, and teachers often struggle to become homeowners as housing prices in the Bay Area have skyrocketed over the past several years. They can struggle with both having enough income to afford a home along with finding the...
by karendouglas | Jan 18, 2018 | Buying a Home
As a home buyer, you’re likely going to obtain a home mortgage. Many of us look at the interest rates for a mortgage and compare them to find the lowest cost mortgage. However, mortgage interest rates do not take into account the entire cost of a home loan. ...
