How to Get a Mortgage During COVID-19

How to Get a Mortgage During COVID-19

This is a painful time in our country. For many of us, isolation is taking a mental and emotional toll. And to top it off, millions of people are out of work, unlike anything we’ve seen since the Great Depression. Understandably, mortgage rates have dropped to a...
Refinancing Your Bay Area Home

Refinancing Your Bay Area Home

If you’re looking to reduce your monthly mortgage payments, now is the perfect time to consider refinancing your home. Mortgage rates can fluctuate over time, and you can end up saving thousands of dollars by refinancing. Here’s what you need to know about...
When Should I Refinance My Home Mortgage?

When Should I Refinance My Home Mortgage?

Are you thinking about refinancing your mortgage, but aren’t sure if it’s right for your situation? For many people, refinancing a mortgage is a smart move. In fact, it’s estimated that around 7.8 million homeowners could cut down on their mortgage...
How to Save for a Down Payment

How to Save for a Down Payment

Are you looking to buy a house, but struggling to come up with the money for a down payment? Read on to discover how to save for a down payment… While many people think you need to save 20 percent for your down payment, the truth is, you need to save much less....
Reasons Why a Mortgage is Denied

Reasons Why a Mortgage is Denied

Understanding the most common reasons a mortgage is denied can help you avoid them. Even if a buyer is pre-approved for a mortgage prior to house hunting, it’s not a guarantee the funds will be there when they find their dream home. Many real estate deals fall through...
How Are Interest Rate and APR Different?

How Are Interest Rate and APR Different?

Most of us know that interest rate and annual percentage rate (APR) are different from each other, but many people aren’t entirely clear on the difference. In order to clarify the difference between interest rate and APR, let’s talk about how they work....