by karendouglas | Feb 10, 2021 | Mortgage Loans
When it comes to living in Alamo, California, Karen Douglas from the Mortgage Genie is a rich source of information for anyone considering a move to the East Bay. Not only is she the local go-to expert when it comes to all the area has to offer, but she can also help...
by karendouglas | Jan 10, 2021 | Mortgage Loans
Whether you’re already a homeowner, or in need of a home mortgage, there are some common scams you should be aware of. With so much on the line, it’s essential to be mindful. Otherwise, you could find yourself with some pricey regrets and hard-earned...
by karendouglas | Dec 15, 2020 | Mortgage Loans, Uncategorized
As mortgage rates fall, homeowners begin to wonder if now is possibly a good time to refinance. Have you been Googling: refinance home mortgage? You’re definitely not the only one. But how do you know if refinancing your loan is a good idea? Let’s review...
by karendouglas | Nov 15, 2020 | Mortgage Loans
A reverse mortgage is just what it sounds like, the exact opposite of a standard mortgage. Instead of the homeowner making payments to the lender, it’s the lender who pays the homeowner. This is something homeowners who are 62 or older may be able to qualify for...
by karendouglas | Oct 15, 2020 | Mortgage Loans
An FHA home purchase loan is a federally insured mortgage, issued by a lender that was approved by the Federal Housing Administration. These loans assist people with a low to moderate income, so they can acquire home loans with smaller deposits, often despite their...
by karendouglas | Sep 15, 2020 | Buying a Home, Mortgage Loans
Mortgage rates, though seemingly small in scale, pack quite the punch and they are vital when it comes to financing a big expenditure like buying a house. When hundreds of thousands of dollars are in the mix, those pesky percentages can add up to incredible amounts of...
